Union Bank is dedicated to continuously improving our products and services and providing our customers with the latest technology.from mobile banking and online banking, secure P2P payment and Advanced fraud prevention and securitywe strive to keep you and your assets safe while providing convenient access online.
We are pleased to announce our newest technology service: Online Account Opening. There is no need to visit a branch. Quickly and easily apply for and select different types of accounts from your phone or computer. Want to know how it works? Wondering what you need to do to get started? In this post, we’ll walk you through the details of opening an online account to make the process as smooth and easy as possible. To do. To learn more about how to open your next Union Bank account online, keep reading.
Prepare to open an account
Find the bank account that’s right for you
Before opening an account, it’s important to do a little research to decide which account is right for you. Each account has different benefits and requirements, so it’s best to understand them in advance to avoid the extra steps of having to switch once you’ve established your account and started using it. Here are some of the most popular accounts offered by Union Bank and some of their basic features.
- UB check: This account is full of convenient services for managing funds and making payments.A minimum deposit of $25 is required to open an account.
- Advantage check: With this account, you receive preferred rates on CDs, money market, and IRA accounts. To qualify, your personal deposits must average $25,000 or more during your monthly statement cycle.
- Check UB55: This account offers unlimited check drawings and variable tiered interest rates for customers age 55 and older.
- statement savings: With this account, the interest you earn is compounded and posted to your paper or online statement each month, so you can see exactly how much you’re saving each month.
- financial market: With this account, your savings efforts are rewarded with higher interest rates and checking options for maximum flexibility and liquidity.
- Certificate of Deposit (CD): CDs offer higher interest rates because there are a variety of options available to suit your needs.
- Promotional Products: At various times during the year, we may also offer CD specials and other special products.
Fill in your information in minutes
Whenever you open an account in person or online, you must have certain personal information and documents on hand. The application has time limits for security reasons, so Do not start your online application until you have gathered everything you need This is to save you the trouble of entering information twice. Here’s what you need:
- name
- address
- telephone number
- date of birth
- social security number
- Profession
- Mother’s Maiden Name
- Security passphrase: Create a secure passphrase. passphrase Will be used for future account authentication
- down payment
Additionally, you may be required to provide identification or address when prompted: current driver’s license, state ID, or passport.
So how do you make your first deposit?
The fastest and most secure method is to use instant account verification. You can also fund your account with a debit card or enter your funding account manually.
Depending on the account, all accounts require an initial deposit. Many accounts require as little as $25 to open, but may have higher minimum balance requirements to avoid associated fees. It’s important to understand these details because if you open an account that requires a higher minimum balance with a small initial deposit, you run the risk of running out of balance.
Frequently asked questions about opening an online account
Is it safe to open a bank account online?
yes. Protecting your personal information and privacy is of paramount importance to Union Bank.We use durable materials safety Analytics and advanced server security protect your online banking information, keep your personal information safe, and prevent unauthorized users. When you open an account online, your information is encrypted and secure.
How long does it take to open a bank account online?
Opening an account is a quick and easy process that takes only 5 minutes to complete if you gather all the information upfront. However, setting aside at least 10 minutes will help you avoid rushing through the process.
How long will it take before I can actually use my new account?
After submitting your application, you must verify all your accounts. The review process takes approximately 1 business day, or 24 hours. Once your application is authenticated, you can start using your new account.
What devices can I use to open my account?
You can complete the online application using any smartphone or modern browser.
Who do I contact if I have a problem or question?
If you have any questions or problems, please call us at 800-753-4343. We are open Monday through Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 6 p.m.
Can I open a new account at a branch?
absolutely! If opening an account online doesn’t suit your needs, our branch staff are experienced and ready to help. Stop by or contact us. position It’s the closest one.
Open an account online with Union Bank
You are now ready to select the account you want, organize your information, and open your account. The final step is to complete the online application. The process is quick, easy, and secure, and you’ll have your new account up and running in no time.
At Union Bank, we pride ourselves on providing our customers with the latest and most secure technology. online banking and EMV chip card technology Access our easy online account application process.Please visit Application page Open an account online today!
